Homeowners may want to check on their flood insurance.
A new law went into effect in October that phases out subsidies for older homes.
That will drive up premiums for hundreds of thousands of people.
Plus, the government is re-drawing its flood maps, putting millions of homeowners into flood zones for the first time.
The changes will help boost the federal program, which is $30 billion in debt.
Homeowners advised to check on flood insurance after new law established
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