Scammers posing as insurance officials to obtain information

By: Jason Stoogenke

Updated:

Scammers have been trying to cash in on open enrollment.

Con artists know that millions of Americans are signing up for health plans or making changes to their current plans, so they see it as an opportunity to trick people out of their money or personal information.

[Federal Trade Commission on Health Care Fraud]

How to know you're buying proper insurance:

  1. Private insurance- Some scammers may try to see a medical discount program and pawn it off as real insurance but it's not.
  2. Affordable Care Act plans- People should only shop for ACA plans on the healthcare.gov website. Other sites may be imposters.
  3. Medicare- Medicare does not have sales representatives. If anyone calls saying that he or she is one, then you should hang op. 
  4. Medicare drug plan- The plan called Part D is optional. If a caller tells you that you have to buy then that's a red flag. 

Officials are warning people to be suspicious of unsolicited calls.

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