Action 9: Woman Blames Agency After Losing Home

None — A Charlotte woman lost her home in a foreclosure sale, but she blames a housing agency she had turned to for help.

Brenda McKie's home of five years was purchased at auction by her lender, Wells Fargo, after it went into foreclosure. She said she blames NACA, the nonprofit organization she signed up with two years ago when she lost her job.

"Y'all telling me that you going to help me, and I'm calling y'all every day and now the bank done took my home," McKie said.

She claimed NACA failed numerous times to submit documents to Wells Fargo that would have put off the sale.

"Wells told me that I lost my house because of NACA," McKie said. "NACA says it's because Wells don't want to postpone the date anymore."

Action 9 went to NACA for answers. A spokesman said they offered McKie four different modification plans and postponed her auction sale seven times.

McKie claimed the modifications didn't reduce her payments and said she was aware of four postponements, but that they were all issued by a judge after NACA failed to submit her paperwork on time.

McKie has now turned to Koi Chiu, who runs the Community Mortgage Assistance Program, another nonprofit that helps troubled homeowners.

Chiu is looking into whether any of McKie's rights were violated.

"There's a three-year statute of limitation we can go back to get the home back," Chiu said.

But to get McKie to walk away without a fight, the bank is offering her its Cash for Keys Program. It would give her $6,000 to hand over the keys.

"Well, if I can save my home, I'd rather fight to save it," McKie said.