CHARLOTTE — Many families can’t find affordable homes in decent neighborhoods in the Charlotte area and with the pandemic, and unemployment, the problem seems to be getting worse.
People have less money to spend on homes and they have less money to spend on other things, which hurts their credit and housing options.
You’re entitled to a free credit report each year from each of the three big credit reporting agencies. Action 9′s Jason Stoogenke suggests you spread them out by getting one every four months instead of at the same time.
If you see something wrong, dispute it. You may have to go beyond the credit reporting agencies and contact the source of the mistake.
If you still have bad credit, make sure you pay your bills on time and chip away at your debt, especially credit card debt.
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