HOA Issues

HOAs can be different across the board but Action 9 gathered information that can help a homeowner with issues regarding those associations.

Do I have to Join?
Yes. If the neighborhood you live in requires membership in the homeowners association, membership is mandatory and you must pay dues on time. That money is generally used to maintain common areas.

Bylaws
HOA Bylaws regulate how the HOA operates, including how often meetings are held and how many people sit on the board. 

Covenants, Conditions and Restrictions (CC&Rs)
These are the basic rules for your development. CC&Rs could include restrictions on things like fences and additions, the colors you can paint your home, where you can park your vevhicles, restrictions on types of vehicles and satellite dishes.

Don't Break the Rules
If you do break the rules, the HOA can fine you. If you don't pay the fine, they can take further action against you, including filing a lawsuit placing a lien on your home or foreclosing on your home.

New to the Neighborhood?
If you're considering moving to a neighborhood with an HOA ask for for copies of all HOA documents, including bylaws, CC&R's, Declarant's Declarations (available at Register of Deeds Office), a statement of the current homeowner's dues amount. You should be able to get everything either from your realtor or by contacting the HOA directly. You shouldn't sign a real estate contract until you've reviewed all the regulations regarding the property.

Resources:
NC Planned Community Act

NC Secretary of the State's Office:

WSOC